Empowering Governments and Central Banks to Launch the Future of Money
At Tech Factory Ltd, we provide cutting-edge technology platforms for the design, development, and deployment of Central Bank Digital Currencies (CBDCs). Our secure and scalable infrastructure helps central banks embrace digital innovation while ensuring monetary stability, regulatory compliance, and financial inclusion.
A Central Bank Digital Currency (CBDC) is a digital form of a country’s official currency, issued and regulated by the central bank. Unlike cryptocurrencies, CBDCs are fully backed by the government and designed to serve as legal tender — combining the trust of traditional fiat with the speed and transparency of digital systems.
✅ End-to-End Platform
From architecture design to deployment, we offer a full-stack CBDC solution ready to integrate with national financial systems.
✅ Retail & Wholesale CBDC
Support for both retail (for public use) and wholesale (for banks and financial institutions) CBDC models.
✅ Customizable Monetary Policy Tools
Programmable features to support monetary control, interest-bearing CBDCs, and real-time data for decision-makers.
✅ Offline Payments & Interoperability
CBDC wallets that work even without internet access, and seamless interoperability with existing banking systems and payment rails.
✅ Blockchain or Non-Blockchain Options
Choose between distributed ledger or centralized architectures — based on your regulatory and technical needs.
Secure Wallet Infrastructure
Digital wallets for individuals, merchants, and banks with biometric authentication and PIN protection.
Smart Contract Integration
Enable programmable money for conditional payments, subsidies, taxes, and automation of government disbursements.
AML/KYC Built-In
Embedded identity verification and transaction monitoring to comply with regulatory requirements.
Cross-Border Capabilities
CBDC systems that support international remittances, real-time FX, and interoperability between jurisdictions.
Central Bank Control Panel
A powerful dashboard for currency issuance, transaction analysis, audit trails, and policy implementation.
Boost financial inclusion and digital access
Improve efficiency and reduce cash management costs
Enhance transparency and combat illicit finance
Enable real-time economic data and insights
Strengthen trust in the national monetary system
A leading solutions provider with high-value research, analytics and business intelligence to the financial services sector.
We EMPOWER our clients to drive higher revenues.
We INNOVATE using our proprietary technology and automation solutions. Finally, we enable our clients to TRANSFORM their operating model and cost base.
